Service Details

Fast funds to tide you over

A bridge capital loan is a short-term loan that lets you get your hands on cash for your business and quick.

Don’t get stuck, get a term loan!

A bridge capital loan is a short-term loan that lets you get your hands on cash for your business and quick. It’s great if you’re in a hurry, and you may want to move on to longer-term financing when you’re ready.

Uses

  • Catch up on essential bills

  • Bid on new jobs

  • Cover payroll and vendor expenses

  • Purchase inventory, raw materials, or equipment

  • Improve day to day cash flow

Features

Get all this with term loan from Yova

1. Rates starting at 1.92%*/month

2. Decisions within 24 hours

All it takes is a few minutes to apply and receive access to the lump sum you need to keep your business thriving.

3. Funding up to $2,000,000

Yes, $2m in your account within 24 hours. Absolutely Ludacris

4. Term up to 24 months

The other guys can barely get you 12

5. Weekly/Bi weekly payments

Just a couple weekly payment until the SBA comes in to pay this off

6. Early payment discount

Up to 30% pre-payment discount when paid off with said SBA, term loan and/or LOC

Work Process

All you need to qualify

Bank Statements

Last 4 months of business bank statements

6+ Months in business

Nothing too crazy - just 6 months or more

Credit Score

Minimum 500 credit score. The good, the bad and the ugly. We work with it all!

General FAQ

Worried About Your Credit?

1. How quick is the application and funding process?

Our application is fast and seamless—complete the online form in minutes. Following a brief conversation with our experts, funding can be provided as soon as the same day, pending underwriting approval.

2.What are the interest rates and terms of your funding solution?

Rates are as low as 1.92%/month and tailored to your business profile and funding needs. Terms as far out as 24 months

3. What if I already have a bridge loan?

If the balance is low enough, we can pay it off or come behind as a 2nd or 3rd position

4. Aren't these expensive?

Only if you take the full 24 months to pay it off but by that time, we've already locked up a term loan or LOC to take the bridge out!

5. What credit score is needed for bridge capital?

The credit score requirement for a bridge is 500